HANOVER MORTGAGE COMPANY PRIVACY STATEMENT
Your privacy is important to Hanover Mortgage Company. We hold your personal and transactional information in the strictest confidence. Because we gather certain nonpublic personal information about you, we want you to know how we treat personal and confidential information about you.
We have implemented privacy policies that are consistent with applicable law and regulatory requirements. We have also adopted procedures designed to safeguard the security and confidentiality of our customers' records and information which are consistent with applicable law and regulatory requirements.
By using the term nonpublic personal information, we mean personally identifiable financial information that is not available publicly and that we collect in connection with your loan application. It includes information that you give us in order to obtain a loan, such as name, address, income, Social Security number and information on an application and information that we obtain from others in connection with your application, such as information from a credit report.
Our Privacy Policy applies both to current customers as well as former customers.
What Information do we collect from you?
Hanover Mortgage Company collects nonpublic personal information about you from the following sources:
- Information that we receive from you on applications, forms and other information that you provide to us, whether in writing, in person, by telephone, electronically or by any other means, such as your name, date of birth, mailing address, e-mail address, social security number, employment information, assets and income.
- Information about your transactions with us and with others, such as your account balances, payment history and parties to transactions.
- Information that we receive from consumer reporting agencies and others, such as your creditworthiness and credit history.
How Hanover Mortgage Company Protects your Personal Information
- We do not disclose any nonpublic personal information about you to anyone, except as permitted or required by law.
- We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you.
- We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
To whom do we disclose your nonpublic personal information?
Except as required or permitted by law, we do not disclose any nonpublic personal information about our customers or former customers to anyone.
We disclose nonpublic personal information that we collect about you, as described above, to financial service providers such as Mortgage Lender, settlement agents (escrow companies) and insurance agents or companies.
We also disclose nonpublic personal information that we receive from you on applications or other forms, such as your name and address, to companies that perform marketing services on our behalf.
These companies are precluded from releasing any information about you to outside sources and are held accountable for securing the confidentiality of the information.
Credit Reports
We utilize credit bureau reports in order to evaluate our customers' creditworthiness and to protect our customers from fraudulent conduct. When you submit an application to us, you are expressly authorizing us to obtain a credit report about you. This report contains information pertaining to your credit history. This information will be used only in connection with an evaluation of your creditworthiness.
Changes to this Privacy Statement
From time to time, we will update this Privacy Statement to reflect changes in our policies and practices. If we do so, you will receive written notification of any significant changes.
Contacting Us
If you have any questions about this Privacy Statement, please contact us.
(714) 838-1474
Hanover Mortgage Company
2522 Chambers Road
Tustin, CA 92780
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